Small Business Computer Consulting Appropriately Setting Your Rates

In small business computer consulting, $100 an hour can be a reasonable and livable rate. Why can setting your rates at $100 an hour make all the difference in the world?

Take the $100 an hour and multiply it by 1,500 hours a year. This is reflecting a 75% utilization rate; or 75% of a typical forty hour work week as billable time. Now youre at $150,000 a year gross.

Salary and Affordability

As a small business computer consulting firm, you will want to take a third of the gross and plow it into sales and marketing. Therefore you can afford a $40,000 base salary for your sales account executive. So, of that one third of your gross small business computer consulting income, $40,000 can go to the base salary and $10,000 can go to related marketing expenses.

Additionally, one third will take care of taxes, insurance and overhead items for the most part, and you have a third of it or $50,000 left to pay a technical staff salary.

Surpassing $100 an Hour

You may be considering exceeding a rate of $100 an hour for your small business computer consulting firm. At that point, you can hit what we call the not-so-imaginary-hourly-billing-rate ceiling.

Needless to say, if your small business computer consulting clients are paying $110 to $125 an hour, it gets even easier to be able to afford really bright, motivated, highly qualified sales and technical staff.

Higher Rates Equal Bigger Businesses

However, if you want to charge above $100 an hour in your small business computer consulting firm, youll almost always need to move above and beyond sweet spot small business clients into really large small businesses, medium size businesses and enterprise-sized accounts that require a different business model and technical skill set.

Once you do that, youre going to be operating under a completely different type of business model. And you will need even more polished and seasoned salespeople to be able to handle those accounts.

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The Reason Why You Need A Car Finance Broker

Car Finance and Broking

The abundance of available options today in the car finance market really makes it difficult for anyone to put their trust and money within reach of one. In the post-recession period, the market specially the investment and finance market remains to be struggling to cope up with the massive losses they incurred when the meltdown happened. After that, financing institutions and firms happen to have been a stricter with policies and regulations and that is what makes it even more difficult for individuals getting a car.

In the part of youngsters wanting to buy a car using their own money , they seem to be more helpless with the situation simply because that they lack any credit score to back them up. This is due to financial companies fear that they will not make it to pay the loans they grab as time passes. As you see, even those people who are already working or persons who have retired find it difficult to obtain a car finance if they will not hold a trusted credit sheet.

Come to think about the scenario if car finance brokers are not in the way. They are the who make everything in the car finance market simple for you in exchange for a commission as soon as the work has been done. This is any day far better than dealing with mounds of documentation with Greek terminologies in them and jargon which simply tangent off your head! Furthermore, car finance brokers ensures that you’ll never fall into the wrong company who unexpectedly changes rates after closing the deal with them.

Best things about Hiring A Car Finance Broker

– Helps save effort and time from attending long meetings and discussions with some other financial companies.

– No seeing the bank for help often.

– Let you rest assured that the option you select among the other options he present you with are of complete transparency.

– Any part of the documentation you’re uneasy with or do not understand will simply be made understandable to you.

– Helps you worry not get an ideal car finance even when you have no or bad credit score.

– Unlike from approaching car finance alone, you’ll never be rest assured that you will get the best among the best deals offered.

– The question of whether you will get a broker for your car finance or not all depends on you and also your money.

The world wide web is a good place in which you can start searching for a good car finance broker. Remember, the world wide web is today’s new marketplace. After you have a good car finance broker, just be sure you arrange a meeting with the representative and proceed with all your plans of buying the dream car that you always desired to!

Trade Bitcoins As It Is A Hit These Days

When Bitcoin is making great inroads in trading, you can make a lot of money. However, when you trade Bitcoin, make sure that you know about the brokerage firm. Nevertheless, when you are trading Bitcoin you need to first buy them from a secure place like some Bitcoin exchange or some brokerage firm. However, as not all brokerage firms offer Bitcoin, you need to know about their names and addresses as well.

Here comes the role of ForexMinute which brings not just Forex brokers reviews but also Bitcoin news and reviews of the brokers that offer Bitcoin trading. Thus, there are a range of services that this online portal offers. It also helps traders explore various options when it comes where to buy Bitcoins from. Additionally, you need to be careful as several goof ups have been taking place and several traders have lost their valuable investments.

Therefore, make sure that you are in safe hands. Additionally, traders need to visit the online sites of the some popular Bitcoin exchanges such as Mt.Gox, BitInstant, BitStamp, BlockChain, etc. to buy and trade Bitcoin. Additionally, as these are some popular Bitcoin exchanges that have become major player in the virtual currency economy and cater the much needed services for traders, you can trust them till you dont get unpleasant experience.

By unpleasant experience I mean that a lot of times these sites are down and do not provide Bitcoin instantly. Nevertheless, traders who buy and trade Bitcoins from brokers believe that it is often difficult to do as they need to wait at times for a lot of time. Thus, buying them from a Bitcoin exchange is better. One safe place for buying and trading Bitcoin is Plus500, a CFD broker which brings one of the most sophisticated trading services.

Thus, with the help of user-friendly trading platform at Plus500, traders can trade Bitcoin and profit from the same. Also, when you are trading Bitcoin, may get some unpleasing experience as often times you may not get them the way you want. However, you can still trust Bitcoin exchanges like BitStamp, BitInstant, Mt.Gox, etc. Mt. Gox where you can buy Bitcoin from is one of the most trusted names.

Mt Gox is still a leader and over the years it has been receiving accolades and appreciation from buyers. Also, buying Bitcoin and selling them is what helps traders generate profits. Traders buy Bitcoin and sell it at higher prices and the difference in the two is profit.

Three simple and affordable advertising ideas for your small business

When running a small business, marketing your products and services is an important aspect your must consider and plan for. No matter what industry you play in you will no doubt have competition. Even if you provide a better service or product you still need to stand out so consumers know. Marketing can be a big cost but there are also many affordable alternative to advertise your business.

Here are three simple advertising ideas and suggestions to give you high visility.

Vehicle back windows

A rear car window covererd with a sticker of your business is an affordable option to promote your business. Whenever your car is being driven around your business is being seen. For as little as one hundred and fifty dollars this is a small investment. Depending on how many years your sticker last, the breakdown cost of purchasing you rear window sticker works out to be even less.

Don’t overload the sticker with too much details. Keep the sticker bright and colorful. Avoid a cluttered look with too much details. Keep it simple. Don’t put more than three items of information. Your logo with business name, phone and tagline is all you need.

Car magnets

Large car magnets are another cheap alternative. These magnets are strong enough to withstand high speeds. To repeat – keep the design simple. Order many at a time and hand them out to your friends for their cars. You can purchase four magnets for as little as fifty dollars.

An alternative to magnets is use multiple smaller sized ones. A stack of twenty five magnets can be bought for about thirty dollars. Get people to take notice by scattering you car with these. When people take your magnets you know they’re working.

Outdoor banners

Ask your signwriter to print you a large banner. The cost of a small banner can be as little as one hundred dollars. We’ve even seen banners from as low as six dollars.

Use the small banners effectively by parking at the front of a busy event or location. Hang the banner from the side of your car. Your car and banner can’t be missed.

These are three simple advertising ideas to kick start your marketing on a budget.

Click Here to see Ryan Johns working these advertising ideas

Commercial And Consumer Micro Small Ticket Banking And Leasing Is Accessible To Dealers And Vendors Clients.

Commercial and consumer micro small ticket lending and leasing is offered to dealers and vendors customers. In this economy, consummating sales is difficult enough and this available financing could be a deal maker for the dealers and vendors clients.

U.S Corporate Capital Leasing Group offers small-ticket consumer and commercial micro ticket lending and equipment leasing to all new and credit-challenged businesses of any volume to its customers through our bank network. To assist close more deals, we work with different micro ticket lenders providing our customers with a choice of banking options, including start up businesses.

U.S Corporate Capital Leasing Group concentrate on providing financial solutions for micro-ticket transactions, or equipment ranging from $500 to $25,000. The majority of other leasing companies simply wont consider Micro-ticket leasing because they are paying attention on more high-priced equipment deals

Our lenders can support more of the customers that dealers serve, and canin general approve 50% of the clients that other leasing companies cant or wont. Our banks use their own Proprietary Credit Scoring Model and Risk Adjusted Pricing unlike other leasing companies that make use of a pass / fail system. This means they can allow more credit situations, including:

Start-up businesses with no business credit history
Businesses in certain industries that are usually disqualified by other leasing companies
Businesses with challenged credit histories
Our lenders offer both consumer and commercial leases.

No Tax Returns, Financial Statements, Asset Documentation

Products that are not accepted include titled equipment, 100% software, fixtures, bankcard terminals, ATM, used copiers

For start-up restaurant lease transactions will be subject to a minimum security deposit of 5% along with one advance payment. Security deposits can either be applied towards the end of the lease or be returned at end of lease.

Our Lenders lease nationwide, including Alaska and Hawaii, however Puerto Rico and Canada is excluded.

In conclusion, these difficult economic times have put ahuge strain on the vendor, dealer and the client This program offers the vendor/dealer a way to get his client financed without all the red tape. This can generate a stimulus for sales and decrease the burden of trying to get a customer authorized for a small ticket item. For the client without the capital available to get the deal bought for cash, this also gives them a win win condition to get the deal done. These hard economic times have restricted the available financing in the marketplace but this is a excellent answer for all.

Tips For Losing Weight That Don’t Break The Bank

Have you ever research how to lose weight quickly, only to realize that a lot of what comes up is quite costly? I just came across an 8-week laser weight loss program for $2000. I’m sure if the person is motivated and follows it diligently, they will in fact lose weight. But not everyone has that much extra $$ to throw at it. So it got me thinking, what are some tips for losing weight that won’t put a major dent in your bank account!

1) Label readers. Can’t fool you right? Actually Consumer Reports published a story how much we’re being fooled by food labels. Not only should you pay attention to the actual ingredients in the product, but read the calories. It might read -200 calories per serving- but pay attention to what an actual serving size is according to them. Quite often its – the product in the box. So of all a sudden those 200 calories are up to 400 or 600!

2) Diet Pop. One would think that switching to calorie free soda would help with weight loss. Study after study proves otherwise. In fact diet pop drinkers tend to be 6 waist sizes bigger than regular pop drinkers. There has been evidence to suggest aspartame (a sugar substitute in pop) has been lined to raising blood sugar levels, a key element in fat gain.

3) Sleep. Sleep is an essential part of our overall diet and fitness plan. Our body repairs itself during sleep and releases something called, human growth hormone, which aids in weight loss. But did you also know that on average, people who don’t feel well rested tend to eat an additional 300 calories a day?? When our bodies are sluggish, our metabolism slows down to conserve our energy resources. It also triggers our cortisol levels which increases our appetite. So next time you want to stay up late to catch your favorite program, PVR it and enjoy a restful sleep.

4) Turn down the heat. It’s a fact, when our bodies are cold, they will burn fat to heat us up! Our muscles contract and use stored fat to help heat us up. So turn the thermostat down a few notches, save some coin while you’re at it! Or enjoy a brisk walk in the winter weather. These are all simple tips for losing weight with an easy diet and fitness plan.

If you’re someone wants to learn how to lose weight quickly, then ImpactFitnessInc.com is for you. We show you how to lose weight with diets that work. Learn from the pros who train the pros.

Bharatbook.com Commercial Banking in the US

Industry Market Research Synopsis This Industry Market Research report provides a detailed analysis of the Commercial Banking in the US industry, including key growth trends, statistics, forecasts, the competitive environment including market shares and the key issues facing the industry.

Industry Definition This industry comprises establishments primarily engaged in accepting demand and otherdeposits and making commercial, industrial, and consumer loans. Commercial banks and branches of foreign banks are included in this industry.

Report Contents The Key Statistics chapter provides the key indicators for the industry for at least the last three years. The statistics included are industry revenue, industry gross product, employment, establishments, exports, imports, domestic demand and total wages.

The Market Characteristics chapter covers the following: Market Size, Linkages, Demand Determinants, Domestic and International Markets, Basis of Competition and Life Cycle. The Market Size section gives the size of the domestic market as well as the size of the export market. The Linkages section lists the industry’s major supplier and major customer industries. The Demand Determinants section lists the key factors which are likely to cause demand to rise or fall. The Domestic and International Markets section defines the market for the products and services of the industry. This section provides the size of the domestic market and the proportion accounted for by imports and exports and trends in the levels of imports and exports. The Basis of Competition section outlines the key types of competition between firms within the industry as well as highlighting competition from substitute products in alternative industries. The Life Cycle section provides an analysis of which stage of development the industry is at.

The Segmentation chapter covers the following: Products and Service Segmentation, Major Market Segments, Industry Concentration and Geographic Spread. The Products and Service Segmentation section details the key products and/or services provided by this industry, highlighting the most important where possible to demonstrate which have a more significant influence over industry results as a whole. The Major Market Segments section details the key client industries and/or groups as well as giving an indication as to which of these are the most important to the industry. The Industry Concentration section provides an indicator of how much industry revenue is accounted for by the top four players. The Geographic Spread section provides a guide to the regional share of industry revenue/gross product.

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Become a Successful Entrepreneur in Your Own Home Wellness Business

The possibility of thriving in a business enterprise seems like a distant dream to many people. This happens because most people are not knowledgeable about entrepreneur success and business. A home wellness business could be the answer.

Most men and women have been taught to be satisfied with working for someone else, which is quite different from being a business owner. Regardless, with simple change in your thinking, the transition from being an employee to entrepreneur can be freeing and even fun. To begin, you have to learn what it takes to be a healthy, happy entrepreneur.

4 Qualities of a Healthy, Happy Entrepreneur

1. Creative and Inventive: You probably haven’t thought of having your own business as a creative opportunity, but it is just that. Enterprising men and women enjoy discovering new opportunities and achieving awesome results.

2. Prosperity Thinking: Having a positive focus and realizing that miracles can happen are qualities of enterprising people that raise them to unimaginable levels of success. Knowing you are on the road to success provides impetus that affects your work ethic and all the people around you.

3. Appreciate Others: Entrepreneurs understand that they succeed because of the people around them, from coming together and helping each other. The joy that comes from interacting, sharing, and assisting others is among life’s greatest gifts.

4. Taking Action: Persistent action is one of the most important keys for succeeding in any enterprise. One key here is to act now. While most people wait for the perfect time to start, effective entrepreneurs recognize that the time is now.

And if you enjoy what you are doing, it’s fun to do what it takes to make it a success. Enterprising people enjoy being members of a dynamic team that’s determined to reach higher reaches of potential and accomplishment.

The idea of working together to achieve a common goal is a time-tested key to success in business and in life. Napoleon Hill taught about the power of the mastermind that’s activated when individuals come together to reach their goals. This approach is as relevant now as it ever was.

With the development of the internet and social media, growing numbers of people are recognizing the importance of cooperation. When you put together all four of these entrepreneur traits, magic happens. They form a sturdy foundation upon which to build your goal of having your own home wellness business.

Paul Zane Pilzner, who was the economist to two presidents, calls the combination of direct selling and the wellness industry the perfect storm of opportunity for our economy. And this rapidly growing industry is effective in any economy. This is also an industry where you can create a home business on your own schedule, with tremendous wealth potential.

Making Money With Binary Options

Binary options trading is becoming popular day by day. The reason of this almost insane progress is its simplicity, but this is not the only benefit of this service, it is very profitable. This kind of platform does not demand a particular knowledge and advanced skills. Binary trading is a perfect way to earn money for example for a student who is studying relevant spheres, a good way to earn in a short period of time for a housewife with enough spare time to keep updated with the latest news and overall for everyone who is seeking for smart solutions to earn money without working too much. The simplicity of course does not mean that risk is not included. Not to gamble on binary options platform is a first advise for those who wants to make money in a short period of time, but lacks patience. You do not have reason to be depended on luck, you can just spend some time learning and reduce risks. Managing possible loses is one of the binary trading benefits. If you have decided to increase income by trading make a plan. Put aim yourself and make your plan work. The first of all you have to choose the best binary broker. It must have easy and friendly software, modern and up to date banking services and good customer support centre. Broker usually offers more than 200 various assets including: foreign exchange, (Forex) indices, stocks and commodities. Firstly it is recommended to choose an asset which is the most familiar to you. This will help to get all the ins and outs of trading during the short period of time. Then systematically diversify portfolio just in case to increase your income and of course gain your knowledge and experience. What will you ever have to do while trading binary options are predicting whether the price of the current asset will go up or down, then according to your suggestion click -call- if it’s considered to go up, if you think price makes movement down, consequently click -put-, choose expiration time and this it. That is the technical task you will ever have to perform while binary trading. Choosing a strategy is another level, you have to choose the one that perfectly match the underlying asset you are planning to trade with. The combination of the familiar asset, strategy, options and the time frame when the asset is the most active is a huge step forward to success. The other important thing is the breaking news, you always have to be updated with the latest world news as they have a strong influence over the financial markets. Fundamental and technical analysis will save you time and give you a lot of information about previous price movements.

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How To Make Money Fast With Domain Flipping

Domain flipping has been a fast way to make money online. Many people and internet marketers are heavily involved in flipping domains. Those who serially buy and sell domains are domain flippers. It is a way to make money online which has not been utilized to the full potential.

Flipping domains means the process of buying and selling domains.

There are two ways that you can make money by selling domains. The first way is to simply buy a good domain name which is sell-able and may interest buyers.
The second way is to buy a domain name and earn a good Page Rank, Alexa Rank etc. Once it begins to make a few dollars every month then you can consider selling it in the market. This requires a little more hard work than the first way to make money from flipping domain. Also it will take some time as you will need to wait until the site is indexed in Google so that you can get some organic search engine traffic. However, this will turn out to be more profitable as you are selling an established domain name.

The second way is to buy a domain name and earn a good Page Rank, Alexa Rank etc. Once it begins to make a few dollars every month then you can consider selling it in the market. This requires a little more hard work than the first way to make money from flipping domain. Also it will take some time as you will need to wait until the site is indexed in Google so that you can get some organic search engine traffic. However, this will turn out to be more profitable as you are selling an established domain name.

So how does Domain Flipping allow you to earn money fast? When you buy a domain and sell it, generally you can sell it for a few hundred or thousands of dollars, whereas, you can buy a domain name for fewer than ten dollars. So when you buy and sell repetitively on the internet then you have created a lot of wealth in the process. This is why domain flipping is a great way to make money online. With some experience there is no limit to the number of domain names that you can sell. If you have enough skill, then you can even sell one or more domains every week.

Domain flipping does not require a lot of money to investment. It is a simple way to make money online but requires some patience. This is also a fast way to make money online. So if you are interested then you should definitely give this a shot to make money. Most people who make money from domain name flipping work from home.